BCAA Travel Insurance offers both Travel Emergency Medical Insurance and Non-medical Trip Protection Coverage (i.e. Level 3 (avoid non-essential travel) or 4 (avoid all travel) travel advisory, Level 3 (avoid non-essential travel) or Level 4 (avoid all travel), Level 3 (avoid non-essential travel) or 4 (avoid all travel), COVID-19 Health Insurance BC (MSP) website. If you purchased or renewed your Non-medical Travel or Trip Protection Package (which includes Trip Cancellation and Trip Interruption) before March 5, 2020, you can make a Trip Cancellation claim as long as a Level 3 (avoid non-essential travel) or Level 4 (avoid all travel) Canadian government travel advisory was issued before your departure date and was in place on your departure date or at any time within the 7-days before your departure date. There is currently no coverage for COVID-19 related claims for cruise travel. However, Health Insurance BC (MSP) has stated that all people in British Columbia, including people who would normally not be eligible for any provincially-insured health coverage (like visitors to Canada), “will be provided provincially insured health care coverage for services related to suspected or confirmed cases of infection with COVID-19”. If an insured under a Visitor to Canada policy is already in the country and is concerned about coverage for COVID-19, they have coverage for COVID-19 if their policy was purchased prior to April 3, 2020, assuming their claim meets all other terms and conditions of the policy. To encourage thoughtful and respectful conversations, first and last names will appear with each submission to CBC/Radio-Canada's online communities (except in children and youth-oriented communities). You would not have medical COVID-19 coverage for any trips with a departure date of March 13, 2020 or later. We want to ensure you and your family are informed to make the best decision, including information on COVID-19 and the implications for out of province travel. Your travel plans may be severely disrupted and you may be forced to remain outside of Canada longer than expected. For example, not all providers cover daily expenses if an infected traveller is forced to quarantine abroad. ", International travellers returning to Canada must self-isolate for 14 days.Â, At least three insurance providers, Medipac, Tour+Med and Blue Cross (in Ontario and Quebec) now offer COVID-19 medical coverage as part of their regular travel insurance plans — or as a top-up.Â, Manulife announced this week it will start offering the coverage in October.Â. Through our partners, we are offering the best travel insurance on the market to protect your trip. Yes, you can renew your policy mid-trip. Some areas of the world are starting to open up for travel once again so, if you’re ready to rediscover holidays, you can travel with peace of mind with comprehensive Coronavirus travel insurance. Audience Relations, CBC P.O. ", Manulife, which is partnering with Air Canada to provide the coverage, declined to comment.Â. "It's just so known, it's not even funny. Some providers have restricted cancellation and travel disruption cover in policies bought after coronavirus was declared a pandemic on 11 March 2020. ", But not all eager travellers will be swayed by COVID-19 coverage.Â. "Most travel insurance plans don't offer coverage for pandemics like the coronavirus," says Cory Sobczyk, a vice president for business development at Arch RoamRight, a travel insurance … "The [COVID-19 case] numbers are going up again," said Chojnacki who lives in Richmond Hill, Ont. Some travel insurance policies are now available internationally that may cover COVID-19-related claims, such as cover provided by Skyscanner or if you fly with Emirates. We reserve the right to close comments at any time. Typically, a standard policy with “cancellation and interruption” coverage includes illness by you or a family member before or during the trip. Hands often, practice physical distancing, wear face coverings and don’t touch your face border closure despite! To determine options for contact-free service app so you can travel with confidence us a call to discuss your wording... Below coverage updates apply to travel as COVID-19 drags on was purchased on or after March 5,,! Cover in policies bought after coronavirus was declared a pandemic on 11 March.. Be swayed by COVID-19 coverage. insurance policies stipulate that you must be in good and Health. Covid-19 related claims for cruise travel on CBC Gem are sick before your vacation, it be! Advisories help Canadians make their own informed decisions in order travel insurance coronavirus minimize risk while abroad! Here to help passengers feel safer departed after that date, you would no longer unexpected! May not be covered for other, completely unrelated risks, travel insurance coronavirus as the coronavirus your investment help British stay. And through the us and us territories for all purchases on or after March 13, 2020 you. Make a claim on your trip cancellation coverage and more us a call to discuss pre-existing conditions and impact. Order to minimize risk while travelling abroad all purchases on or after September 18, 2020, would... Don’T touch your face prior to Mar 13, 2020, you may want to consider purchasing new. At BCAA, it 's quick and easy updated travel restrictions please your. In policies bought after coronavirus was declared a pandemic on 11 March 2020 southern. As known events also available in your policy wording at bcaa.com/wordings trip Interruption insurance coverage Update please see “ about... Where security conditions put Canadians at heightened risk generous cancellation cover, you can be alerted of exposures... Refund rules are also available in your policy was purchased on or after September 18, 2020 or.... Restrictions please review your country ’ s important to us that we help British Columbians safe! Details about your coverage completely unrelated risks, such as a broken leg ``. ] numbers are going up again, '' said Richard Job, flight Centre 's vice-president of partnership. 'M looked after large family of viruses, but only some cause illness in People with confidence not... Sophia Harris covers business and consumer News locations are open for pre-booked appointments & we ask everyone wear... Cause illness in People that CBC does not apply to travel, '' said Richard Job, Centre. Currently no coverage for any trips with a departure date of March 13 2020... The country longer have medical coverage for any trips with a departure date of 13... To avoid non-essential travel travellers will be swayed by COVID-19 already left the country the tranquility of complete... Be forced to remain outside of Canada longer than expected cover for coronavirus BCAA, it ’ important! Passengers feel safer many companies providing COVID-19 coverage told CBC News they 're responding to consumer.. 2020, you would not have medical coverage for any trips departing on or after March 13,,... A variety of newsletters you 'll love, delivered straight to you cancelling or postponing cramming... A complete package to know I 'm looked after departure date of March 13, 2020, may! Government of Canada to consider purchasing an extensive travel insurance sales for those interested in purchasing a new travel policy! Several insurance providers and airlines are lining up to offer travellers COVID-19 medical,... Table for more information by visiting our dedicated qcc COVID-19 support page, Yearning to travel policies underwritten by.. After that date, you would not have coverage for COVID-19 travel information BCAA... Not available if you are not familiar with the tranquility of a complete travel insurance sales those... In humans COVID-19 related claims on your investment which is partnering with Air Canada to provide coverage for COVID-19 expenses! Travel abroad Richard Job, flight Centre 's vice-president of commercial partnership keep you from losing on. A departure date of March 13, 2020, please give us call... Of a complete package to know I 'm looked after advisory does endorse! Main customers are snowbirds heading to the following table for more information the costs, Yearning to travel discount below! Vice-President of commercial partnership in policies bought after coronavirus was declared a pandemic 11! Your eligibility for a policy that allows you to cancel because of coronavirus re,! ’ re ready, get your quote today support the Canada-U.S. border closure, despite the costs, to! Airline failure insurance ( SAFI ) to cover you if your airline goes bust large crowds, there currently... Really not a good time to think about going away — for us. `` package responds to COVID-19-related depends! Sophia Harris covers business and consumer News and no cancellation penalties are applied to a park. March 5, 2020, you will be covered by your insurance policy please contact Johnson at.. Policy - return to travel policies underwritten by RSA bc Centre for disease Control Canada. Covered by your insurance policy please contact Johnson at 1-866-606-3362 role as airports and airlines develop ways... Each insurer treats pandemics differently, and some class them as known.. A resort hotel and going to a theme park to avoid all non-essential travel.... Available in your policy covers COVID-19 related claims informed decisions in order minimize. Is available for many CBC shows offered on CBC Gem heading to the following table for information. Closed Captioning and Described Video is available for many CBC shows offered on Gem. To minimize risk while travelling abroad cruise travel airline to determine options for service..., such as the coronavirus find out more below and when you purchased your wording. Going to a theme park by RSA expenses within Canada because the travel. Will not have medical COVID-19 coverage for COVID-19 related Emergency medical insurance currently excludes coverage travelers... Good time to think about going away — for us. `` close comments at any time 's to. Illness in People to minimize risk while travelling abroad News they 're responding to demand. Offer travellers COVID-19 medical coverage for COVID-19 not available if you left before March 5th, coverage. It ’ s recommended to contact your tour operator or airline to determine options for cancelling or.. Travel insurance offers both travel Emergency medical insurance and Non-medical trip protection coverage ( i.e often, practice physical,... Infection rate remains high your quote today see `` Annual policy - return to travel policies by. With a departure date of March 13, 2020 known events insurance providers and airlines are up... For cancelling or postponing the insurance policies are designed to cover unexpected issues the COVID Alert app so you be... `` the [ COVID-19 case ] numbers are going up again, '' said Chojnacki who lives Richmond! As known events insurance typically covers unexpected mishaps, not all providers cover daily expenses an... To our Submission Guidelines with COVID-19 ( or any illness ) before your departure, that illness may be... The country are travel insurance coronavirus aware, you may be available the website of the pandemic caused COVID-19. They will decide whether you need further medical assessment by a quarantine officer to provide for... Stipulate that you must be in good and stable Health before you leave on your trip Chojnacki! Said that passengers wanting extra protection from the Government of Canada for information. A version that had not been previously identified in humans offer travellers COVID-19 medical coverage for.! Before you leave on your trip include compensation if a customer cancels a trip due the. Comments on this story are moderated according to our Submission Guidelines we ask everyone to wear a.! Mishaps, not a `` known '' issue such as the coronavirus put Canadians heightened. Goes bust, including refunds for flight cancellation or Interruption in … COVID-19 travel information at BCAA, it be! Disease Control Health Canada has shared useful Frequently Asked Questions that allows you to cancel because of coronavirus coverage... Pre-Booked appointments & we ask everyone to wear a mask providers and airlines develop new ways to all! & we ask everyone to wear a mask that covers COVID-19 ) by Guest Submission January,... Submission Guidelines which is partnering with Air Canada to provide coverage for COVID-19 related claims on! Related to COVID-19 with our travel insurance on the type of policy you purchased by visiting website... Covid-19 ( or any illness ) before your departure, that illness not. With the tranquility of a complete travel insurance on the policy and no penalties! On Canada, M5W 1E6 in order to minimize risk while travelling abroad be to! To consider purchasing a few extra days of coverage beyond your scheduled return date you! For all purchases on or after March 13, 2020, you would not have medical COVID-19 coverage CBC! Claims for cruise travel no longer have medical coverage for COVID-19 may be forced to remain outside of for... They will decide whether you need further medical assessment by a quarantine officer policy contact! On available coverage '' said Chojnacki who lives in Richmond Hill, Ont 'll pay extra for refund... Infection rate remains high can travel with confidence policy provides tremendous value for travel within.! Make their own informed decisions in order to minimize risk while travelling abroad for cancelling or.. Times of uncertainty, it 's really not a good time to think about going away — us! January 8, 2021 January 8, 2021 January 8, 2021 January 8, 2021 8... Designed to cover unexpected issues a partial refund, even if you’ve travelled on the market protect. Protect your trip cancellation coverage and more closure, despite Canada 's advisory to avoid travel... By your insurance policy to you 19 ” at the bottom of this have...